🌎 January Market Update - Brave New Year
͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β    ͏ β€Œ Β   ­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­ Β­

β€œIn the depth of winter, I finally learned that there was in me an invincible summer.”


- Albert Camus

β€” Stats Center! December 2025 πŸ“‰ β€”


Headline: 10.4% Drop In Sales Volume Year-Over-Year

Sub-Head: The Year Before was 24.7% Down


β€”

The benchmark price for all properties in
Metro Vancouver is currently $1,114,800


This represents a 4.5% decrease compared to December 2024’s - $1,174,400

and a 0.8% decrease over November 2025’s - $1,123,700


- Prior Months -

October: $1,132,500 / September: $1,142,100 / August: $1,150,400

July: $1,165,300 / June: $1,173,100 / May: $1,177,100 / April: $1,184,500

Sales Volume: December Vs December

Sales Volume: 2024 VS 2025

β€” Mortgage Rates πŸ’° β€”

Β After the December meeting the key interest rate sits at 2.25%


Next meeting is January 28th, then March 18th.


What our major banks are thinking?


RBC & CIBC: Rate Stability - 2.25% for most of 2026

TD Bank: 2.25% through most of 2027 and potentially until 2031!

Scotia Bank & National Bank: Potential rate hikes to 2.75% by late 2026

β€” About Last Month β€”

Watched This: Pluribus on Apple TV

The show has been criticized as being slow. Other’s have said it’s an β€œantithesis to current TikTok attention spans”. Personally I find creator Vince Gilligan’s pacing to be very meditative. He’s not in a rush and the scenario he’s crafted has time to breath.



I thoroughly enjoyed β€œbathing” in this sci-fi scenario. I don’t want to give anything away - as the first episode sets everything up and will hopefully grab you.


If you need more of a push to give it a try - it’s Apple’s highest watched show, besting Severance and Ted Lasso.


The only issue is the second season won’t be out until 2027! But don’t worry 2026 has lots of great shows to get you through:

  • The Pitt - Season 2: Starts this month. So bloody good!

  • The Studio - Season 2: On Par with The Pitt.

  • Survivor Season 50: 25 years of amazing reality TV takes a victory lap.

  • A Knight of the Seven Kingdoms: More Game of Thrones Prequels

  • The Rise and Fall of Reggie Dinkins: 30 Rock + Daniel Radcliffe

  • Reboots Galore: Scrubs, Malcolm in the Middle, Baywatch, Little House on the Prairies.


Planned for These: New Years Resolutions

Last years January Newsletter went like this:



For longer term resolutions I like the format above: Start / Stop / Learn / Try

For me that’s going to be -

  • Start: Regularly Flossing (I’m tired of lying to my dentist…)

  • Stop: Social Media before bed and once I wake up. It’s a bad habit.

  • Learn: I think it’s time to take another run at Spanish.

  • Try: European Travel - never been not sure it really exists!… Booked a few times and backed out on all of them. But not this YEAR!


Flossing? maybe after popcorn, Social Media? worst it’s been, Spanish? (No hablo espaΓ±ol…), Europe? better luck this year.


WHAT IS ONE TO DO?! Let’s not dwell on what didn’t happen - here’s what did:

  • Exercise: I lifted weights more than ever and added on 15lbs of muscle. I’ve been doing Peloton since 2021 and this was my second most active year.

  • Reading: I read Swiss Family Robinson, Tales of Fourth Grade Nothing and a few other chapter books to Ellie. I’m trying to pass on a love of reading to my girls and I think I’m setting the groundwork well.

  • Leisure: I introduced my girls to skimboarding and ice skating. Both fun activities of my youth and while my body paid a price initially I’ve adapted back well to them.

  • Gardening: This year was the most productive and educational one I’ve had yet. I have really gravitated to growing and revel in the mundane daily activities it demands.


For 2026?

  • Start: Watching Movies! (I told someone this and they said it would be most peoples β€œstop” - HA!) The hour or so I watch TV at night is largely taken up by sports, reality tv and episodic shows. Going to pivot to more cinema.

  • Stop: Putting sugar in my coffee. Catch me drinking black coffee by this summer.

  • Learn: Guitar, I’ve fallen away from playing and I’m going to integrate it into my week more this year.

  • Try: Journaling - I’ve been keeping a loose one going for the for over a year now but I’m going to try to schedule it a bit more. Quicker jots and less longer catchups.

β€” Reviews ✍️ β€”

β€” Seasonal Funny Before You Go β€”

Wasn’t that a great read?
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Cheers! – Ben

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